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UPST · NASDAQ

Upstart Holdings (UPST) Stock Price & Fundamentals

$347.87+0.90%+$3.11End-of-day price as of Oct 9, 2026

Upstart Holdings (UPST) closed at $347.87 on Oct 9, 2026, up 0.90% from the previous close of $344.76.

Share price, past year

1Y +22.94%

52-week range $271.24 – $349.98. Daily closing prices.
Monthly closing prices
Last closing price of each month
DateClose
Oct 9, 2026$347.87
Sep 30, 2026$347.88
Aug 31, 2026$326.90
Jul 31, 2026$336.67
Jun 30, 2026$342.11
May 29, 2026$329.91
Apr 30, 2026$305.40
Mar 31, 2026$301.65
Feb 27, 2026$295.86
Jan 30, 2026$282.32
Dec 31, 2025$285.24
Nov 28, 2025$286.53
Oct 31, 2025$282.51

Key statistics

Market cap
$33.85B
P/E (TTM)
669.0
EPS (TTM)
$0.52
Revenue (TTM)
$1.25B
Net income (TTM)
$60.33M
Shares outstanding
97.3M
Dividend yield
—
52-week range
$271.24 – $349.98

Upstart Holdings's market cap is $33.85B, based on a share price of $347.87 and 97.3M shares outstanding as of Jun 30, 2026.

Financials

Upstart Holdings reported revenue of $1.04B for fiscal 2025, up 63.99% from fiscal 2024.

Upstart Holdings earned net income of $53.60M in fiscal 2025, a net margin of 5.1%.

Fiscal 2025 revenue was the highest in the 7 years shown.

Annual revenue

FY19FY20FY21FY22FY23FY24FY25
Annual revenue by fiscal year; the table below lists the values.
Upstart Holdings annual financials by fiscal year, from SEC filings
Fiscal yearRevenueGrowthNet incomeNet marginEPS (diluted)Free cash flow
FY2025ended Dec 31, 2025$1.04B+64.0%$53.60M5.1%$0.45−$148.07M
FY2024ended Dec 31, 2024$636.53M+23.9%−$128.58M−20.2%−$1.44$185.49M
FY2023ended Dec 31, 2023$513.56M−39.0%−$240.13M−46.8%−$2.87−$113.24M
FY2022ended Dec 31, 2022$842.44M−0.7%−$108.67M−12.9%−$1.31−$666.69M
FY2021ended Dec 31, 2021$848.59M+263.6%$135.44M16.0%$1.43$159.93M
FY2020ended Dec 31, 2020$233.42M+42.2%$5.98M2.6%$0.00$14.34M
FY2019ended Dec 31, 2019$164.19M—−$466.00K−0.3%−$0.03$27.58M
Upstart Holdings quarterly results
QuarterRevenueNet incomeEPS (diluted)
Q2 FY2026ended Jun 30, 2026$364.71M$16.54M$0.16
Q1 FY2026ended Mar 31, 2026$308.21M−$6.65M−$0.07
Q4 FY2025ended Dec 31, 2025$296.09M$18.64M$0.20
Q3 FY2025ended Sep 30, 2025$277.11M$31.81M$0.23
Q2 FY2025ended Jun 30, 2025$257.29M$5.61M$0.05
Q1 FY2025ended Mar 31, 2025$213.37M−$2.45M−$0.03
Q4 FY2024ended Dec 31, 2024$218.96M−$2.76M−$0.01
Q3 FY2024ended Sep 30, 2024$162.14M−$6.76M−$0.07

Company profile

Name
Upstart Holdings, Inc.
Ticker
UPST
Exchange
NASDAQ
Industry (SEC SIC)
Finance Services
Headquarters
220 Park Road, Suite 500, Burlingame, CA 94010
Incorporated in
DE
Fiscal year ends
December
SEC CIK
0001647639

Recent SEC filings

Frequently asked questions

What is Upstart Holdings's stock price?

Upstart Holdings (UPST) closed at $347.87 on Oct 9, 2026, up 0.90% from the previous close of $344.76.

What is Upstart Holdings's market cap?

Upstart Holdings's market cap is $33.85B, based on a share price of $347.87 and 97.3M shares outstanding as of Jun 30, 2026.

How much revenue does Upstart Holdings make?

Upstart Holdings reported revenue of $1.04B for fiscal 2025, up 63.99% from fiscal 2024.

What is UPST's P/E ratio?

Upstart Holdings's price-to-earnings ratio is 669.0, based on trailing twelve-month diluted EPS of $0.52.

Does Upstart Holdings pay a dividend?

Upstart Holdings's recent filings report no dividends declared over the last four quarters.

Sources and methodology

Fundamentals come from Upstart Holdings, Inc.'s filings with the SEC (EDGAR XBRL company facts). Fourth-quarter figures that companies don't report separately are calculated as the fiscal year minus the first three quarters. Trailing twelve-month (TTM) figures sum the latest four quarters. Prices are generated sample data for development. Last updated Oct 9, 2026. Data sources and disclosures