FRAF · NASDAQ
Franklin Financial Services (FRAF) Stock Price & Fundamentals
Franklin Financial Services (FRAF) closed at $812.72 on Oct 9, 2026, up 1.08% from the previous close of $804.06.
Share price, past year
1Y +5.14%Monthly closing prices
| Date | Close |
|---|---|
| Oct 9, 2026 | $812.72 |
| Sep 30, 2026 | $806.84 |
| Aug 31, 2026 | $778.98 |
| Jul 31, 2026 | $773.11 |
| Jun 30, 2026 | $783.66 |
| May 29, 2026 | $753.08 |
| Apr 30, 2026 | $737.72 |
| Mar 31, 2026 | $729.18 |
| Feb 27, 2026 | $798.89 |
| Jan 30, 2026 | $812.91 |
| Dec 31, 2025 | $872.34 |
| Nov 28, 2025 | $850.24 |
| Oct 31, 2025 | $849.00 |
Key statistics
- Market cap
- $3.65B
- P/E (TTM)
- 148.0
- EPS (TTM)
- $5.49
- Revenue (TTM)
- $94.69M
- Net income (TTM)
- $24.64M
- Shares outstanding
- 4.5M
- Dividend yield
- 0.16%
- 52-week range
- $718.35 – $892.57
Franklin Financial Services's market cap is $3.65B, based on a share price of $812.72 and 4.5M shares outstanding as of Jun 30, 2026.
Financials
Franklin Financial Services reported revenue (net interest income plus fees and other income) of $88.82M for fiscal 2025, up 24.76% from fiscal 2024.
Franklin Financial Services earned net income of $21.23M in fiscal 2025, a net margin of 23.9%.
Fiscal 2025 revenue was the highest in the 10 years shown.
Annual revenue
| Fiscal year | Revenue | Growth | Net income | Net margin | EPS (diluted) | Free cash flow |
|---|---|---|---|---|---|---|
| FY2025ended Dec 31, 2025 | $88.82M | +24.8% | $21.23M | 23.9% | $4.74 | — |
| FY2024ended Dec 31, 2024 | $71.19M | +4.0% | $11.10M | 15.6% | $2.51 | — |
| FY2023ended Dec 31, 2023 | $68.49M | +2.5% | $13.60M | 19.9% | $3.10 | — |
| FY2022ended Dec 31, 2022 | $66.84M | +4.2% | $14.94M | 22.4% | $3.36 | — |
| FY2021ended Dec 31, 2021 | $64.16M | +12.5% | $19.62M | 30.6% | $4.42 | — |
| FY2020ended Dec 31, 2020 | $57.05M | −0.9% | $12.80M | 22.4% | $2.93 | — |
| FY2019ended Dec 31, 2019 | $57.55M | +8.0% | $16.12M | 28.0% | $3.67 | — |
| FY2018ended Dec 31, 2018 | $53.28M | +7.5% | $6.13M | 11.5% | $1.39 | — |
| FY2017ended Dec 31, 2017 | $49.58M | +7.0% | $2.18M | 4.4% | $0.50 | — |
| FY2016ended Dec 31, 2016 | $46.34M | — | $8.09M | 17.5% | $1.88 | $14.28M |
| Quarter | Revenue | Net income | EPS (diluted) |
|---|---|---|---|
| Q2 FY2026ended Jun 30, 2026 | $24.50M | $6.61M | $1.47 |
| Q1 FY2026ended Mar 31, 2026 | $23.88M | $6.64M | $1.48 |
| Q4 FY2025ended Dec 31, 2025 | $23.31M | $6.04M | $1.35 |
| Q3 FY2025ended Sep 30, 2025 | $23.00M | $5.35M | $1.19 |
| Q2 FY2025ended Jun 30, 2025 | $22.34M | $5.91M | $1.32 |
| Q1 FY2025ended Mar 31, 2025 | $20.17M | $3.92M | $0.88 |
| Q4 FY2024ended Dec 31, 2024 | $15.39M | $487.00K | $0.13 |
| Q3 FY2024ended Sep 30, 2024 | $19.51M | $4.22M | $0.95 |
Earnings
Franklin Financial Services earned $1.47 per share in fiscal Q2 2026, reported Aug 10, 2026, up 11.36% from a year earlier.
Diluted earnings per share by quarter
| Quarter | Reported | EPS (diluted) | A year earlier | Change |
|---|---|---|---|---|
| Q2 FY2026ended Jun 30, 2026 | Aug 10, 2026SEC report | $1.47 | $1.32 | +11.4% |
| Q1 FY2026ended Mar 31, 2026 | May 11, 2026SEC report | $1.48 | $0.88 | +68.2% |
| Q4 FY2025ended Dec 31, 2025Full year minus Q1–Q3 | Mar 13, 2026SEC report | $1.35 | $0.13 | +938.5% |
| Q3 FY2025ended Sep 30, 2025 | Nov 10, 2025SEC report | $1.19 | $0.95 | +25.3% |
| Q2 FY2025ended Jun 30, 2025 | Aug 14, 2025SEC report | $1.32 | $0.66 | +100.0% |
| Q1 FY2025ended Mar 31, 2025 | May 15, 2025SEC report | $0.88 | $0.77 | +14.3% |
| Q4 FY2024ended Dec 31, 2024Full year minus Q1–Q3 | Mar 14, 2025SEC report | $0.13 | $0.79 | −83.5% |
| Q3 FY2024ended Sep 30, 2024 | Nov 14, 2024SEC report | $0.95 | $0.88 | +8.0% |
Dividends
Franklin Financial Services's dividends came to $1.33 per share over the last four quarters, up 3.10% from the four quarters before.
Dividends per share by fiscal year
Yearly totals
| Fiscal year | Dividends per share |
|---|---|
| FY2025ended Dec 31, 2025 | $1.31 |
| FY2024ended Dec 31, 2024 | $1.28 |
| FY2023ended Dec 31, 2023 | $1.28 |
| FY2022ended Dec 31, 2022 | $1.28 |
| FY2021ended Dec 31, 2021 | $1.25 |
| FY2020ended Dec 31, 2020 | $1.20 |
| FY2019ended Dec 31, 2019 | $1.17 |
| FY2018ended Dec 31, 2018 | $1.05 |
| FY2017ended Dec 31, 2017 | $0.93 |
| FY2016ended Dec 31, 2016 | $0.82 |
| Quarter | Dividends per share |
|---|---|
| Q2 FY2026ended Jun 30, 2026 | $0.34 |
| Q1 FY2026ended Mar 31, 2026 | $0.33 |
| Q4 FY2025ended Dec 31, 2025 | $0.33 |
| Q3 FY2025ended Sep 30, 2025 | $0.33 |
| Q2 FY2025ended Jun 30, 2025 | $0.33 |
| Q1 FY2025ended Mar 31, 2025 | $0.32 |
| Q4 FY2024ended Dec 31, 2024 | $0.32 |
| Q3 FY2024ended Sep 30, 2024 | $0.32 |
| Q2 FY2024ended Jun 30, 2024 | $0.32 |
| Q1 FY2024ended Mar 31, 2024 | $0.32 |
| Q4 FY2023ended Dec 31, 2023 | $0.32 |
| Q3 FY2023ended Sep 30, 2023 | $0.32 |
Company profile
- Name
- Franklin Financial Services Corporation
- Ticker
- FRAF
- Exchange
- NASDAQ
- Industry (SEC SIC)
- State Commercial Banks
- Headquarters
- 20 S Main St, P O Box 6010, Chambersburg, PA 17201-0819
- Incorporated in
- PA
- Fiscal year ends
- December
- SEC CIK
- 0000723646
Recent SEC filings
- Aug 18, 2026
- Aug 10, 2026
- Jul 24, 2026
- Jul 24, 2026
- Jul 17, 2026
- May 11, 2026
- May 1, 2026
- Apr 29, 2026
Related stocks
Franklin Financial Services's industry, as the SEC classifies it, is State Commercial Banks. The companies in it closest to Franklin Financial Services in revenue are Peoples Bancorp of North Carolina, USCB Financial Holdings and Commercial Bancgroup.
ETFs that hold Franklin Financial Services
Of the ETFs and funds on Laurel, Vanguard Morningstar Total Stock Market ETF (VTI) holds the most Franklin Financial Services shares by value: 0.00% of the fund, as of its latest report to the SEC.
Frequently asked questions
What is Franklin Financial Services's stock price?
Franklin Financial Services (FRAF) closed at $812.72 on Oct 9, 2026, up 1.08% from the previous close of $804.06.
What is Franklin Financial Services's market cap?
Franklin Financial Services's market cap is $3.65B, based on a share price of $812.72 and 4.5M shares outstanding as of Jun 30, 2026.
How much revenue does Franklin Financial Services make?
Franklin Financial Services reported revenue (net interest income plus fees and other income) of $88.82M for fiscal 2025, up 24.76% from fiscal 2024.
What is FRAF's P/E ratio?
Franklin Financial Services's price-to-earnings ratio is 148.0, based on trailing twelve-month diluted EPS of $5.49.
Does Franklin Financial Services pay a dividend?
Yes. Franklin Financial Services's dividends came to $1.33 per share over the last four quarters, up 3.10% from the four quarters before. That's a yield of 0.16%.
Sources and methodology
Fundamentals come from Franklin Financial Services Corporation's filings with the SEC (EDGAR XBRL company facts). Fourth-quarter figures that companies don't report separately are calculated as the fiscal year minus the first three quarters. Trailing twelve-month (TTM) figures sum the latest four quarters. Prices are generated sample data for development. Last updated Oct 9, 2026. Data sources and disclosures