FISI · NASDAQ
Financial Institutions (FISI) Stock Price & Fundamentals
Financial Institutions (FISI) closed at $331.16 on Oct 9, 2026, down 0.61% from the previous close of $333.19.
Share price, past year
1Y +11.34%Monthly closing prices
| Date | Close |
|---|---|
| Oct 9, 2026 | $331.16 |
| Sep 30, 2026 | $328.05 |
| Aug 31, 2026 | $306.80 |
| Jul 31, 2026 | $294.65 |
| Jun 30, 2026 | $301.54 |
| May 29, 2026 | $288.63 |
| Apr 30, 2026 | $291.22 |
| Mar 31, 2026 | $265.27 |
| Feb 27, 2026 | $264.53 |
| Jan 30, 2026 | $256.75 |
| Dec 31, 2025 | $266.39 |
| Nov 28, 2025 | $270.79 |
| Oct 31, 2025 | $277.69 |
Key statistics
- Market cap
- $6.53B
- P/E (TTM)
- 82.2
- EPS (TTM)
- $4.03
- Revenue (TTM)
- $209.35M
- Net income (TTM)
- $82.63M
- Shares outstanding
- 19.7M
- Dividend yield
- 0.38%
- 52-week range
- $255.09 – $335.88
Financial Institutions's market cap is $6.53B, based on a share price of $331.16 and 19.7M shares outstanding as of Jul 28, 2026.
Financials
Financial Institutions reported revenue of $199.99M for fiscal 2025, up 22.25% from fiscal 2024.
Financial Institutions earned net income of $74.87M in fiscal 2025, a net margin of 37.4%.
Fiscal 2025 revenue was the highest in the 10 years shown.
Annual revenue
| Fiscal year | Revenue | Growth | Net income | Net margin | EPS (diluted) | Free cash flow |
|---|---|---|---|---|---|---|
| FY2025ended Dec 31, 2025 | $199.99M | +22.3% | $74.87M | 37.4% | $3.61 | $13.25M |
| FY2024ended Dec 31, 2024 | $163.59M | −1.3% | −$41.65M | −25.5% | −$2.75 | $72.15M |
| FY2023ended Dec 31, 2023 | $165.72M | −1.0% | $50.26M | 30.3% | $3.15 | $7.90M |
| FY2022ended Dec 31, 2022 | $167.37M | +8.2% | $56.57M | 33.8% | $3.56 | $125.20M |
| FY2021ended Dec 31, 2021 | $154.73M | +11.3% | $77.70M | 50.2% | $4.78 | $63.56M |
| FY2020ended Dec 31, 2020 | $138.99M | +7.0% | $38.33M | 27.6% | $2.30 | $39.19M |
| FY2019ended Dec 31, 2019 | $129.91M | +5.7% | $48.86M | 37.6% | $2.96 | $54.07M |
| FY2018ended Dec 31, 2018 | $122.86M | +9.1% | $39.53M | 32.2% | $2.39 | $62.30M |
| FY2017ended Dec 31, 2017 | $112.62M | +9.7% | $33.53M | 29.8% | $2.13 | $38.54M |
| FY2016ended Dec 31, 2016 | $102.69M | — | $31.93M | 31.1% | $2.10 | $39.08M |
| Quarter | Revenue | Net income | EPS (diluted) |
|---|---|---|---|
| Q2 FY2026ended Jun 30, 2026 | $53.36M | $21.18M | $1.04 |
| Q1 FY2026ended Mar 31, 2026 | $51.99M | $20.99M | $1.04 |
| Q4 FY2025ended Dec 31, 2025 | $52.21M | $19.98M | $0.96 |
| Q3 FY2025ended Sep 30, 2025 | $51.79M | $20.48M | $0.99 |
| Q2 FY2025ended Jun 30, 2025 | $49.12M | $17.53M | $0.85 |
| Q1 FY2025ended Mar 31, 2025 | $46.86M | $16.88M | $0.81 |
| Q4 FY2024ended Dec 31, 2024 | $41.63M | −$82.81M | −$5.32 |
| Q3 FY2024ended Sep 30, 2024 | $40.68M | $13.47M | $0.84 |
Earnings
Financial Institutions earned $1.04 per share in fiscal Q2 2026, reported Jul 23, 2026, up 22.35% from a year earlier.
Diluted earnings per share by quarter
| Quarter | Reported | EPS (diluted) | A year earlier | Change |
|---|---|---|---|---|
| Q2 FY2026ended Jun 30, 2026 | Jul 23, 2026Earnings release | $1.04 | $0.85 | +22.4% |
| Q1 FY2026ended Mar 31, 2026 | Apr 23, 2026Earnings release | $1.04 | $0.81 | +28.4% |
| Q4 FY2025ended Dec 31, 2025Full year minus Q1–Q3 | Jan 29, 2026Earnings release | $0.96 | −$5.32 | — |
| Q3 FY2025ended Sep 30, 2025 | Oct 23, 2025Earnings release | $0.99 | $0.84 | +17.9% |
| Q2 FY2025ended Jun 30, 2025 | Jul 24, 2025Earnings release | $0.85 | $1.62 | −47.5% |
| Q1 FY2025ended Mar 31, 2025 | Apr 28, 2025Earnings release | $0.81 | $0.11 | +636.4% |
| Q4 FY2024ended Dec 31, 2024Full year minus Q1–Q3 | Jan 30, 2025Earnings release | −$5.32 | $0.60 | — |
| Q3 FY2024ended Sep 30, 2024 | Oct 24, 2024Earnings release | $0.84 | $0.88 | −4.6% |
Dividends
Financial Institutions's dividends came to $1.26 per share over the last four quarters, up 3.28% from the four quarters before.
Dividends per share by fiscal year
Yearly totals
| Fiscal year | Dividends per share |
|---|---|
| FY2025ended Dec 31, 2025 | $1.24 |
| FY2024ended Dec 31, 2024 | $1.20 |
| FY2023ended Dec 31, 2023 | $1.20 |
| FY2022ended Dec 31, 2022 | $1.16 |
| FY2021ended Dec 31, 2021 | $1.08 |
| FY2020ended Dec 31, 2020 | $1.04 |
| FY2019ended Dec 31, 2019 | $1.00 |
| FY2018ended Dec 31, 2018 | $0.96 |
| FY2017ended Dec 31, 2017 | $0.85 |
| FY2016ended Dec 31, 2016 | $0.81 |
| Quarter | Dividends per share |
|---|---|
| Q2 FY2026ended Jun 30, 2026 | $0.32 |
| Q1 FY2026ended Mar 31, 2026 | $0.32 |
| Q4 FY2025ended Dec 31, 2025 | $0.31 |
| Q3 FY2025ended Sep 30, 2025 | $0.31 |
| Q2 FY2025ended Jun 30, 2025 | $0.31 |
| Q1 FY2025ended Mar 31, 2025 | $0.31 |
| Q4 FY2024ended Dec 31, 2024 | $0.30 |
| Q3 FY2024ended Sep 30, 2024 | $0.30 |
| Q2 FY2024ended Jun 30, 2024 | $0.30 |
| Q1 FY2024ended Mar 31, 2024 | $0.30 |
| Q4 FY2023ended Dec 31, 2023 | $0.30 |
| Q3 FY2023ended Sep 30, 2023 | $0.30 |
Company profile
- Name
- Financial Institutions, Inc.
- Ticker
- FISI
- Exchange
- NASDAQ
- Industry (SEC SIC)
- National Commercial Banks
- Headquarters
- 220 Liberty Street, Warsaw, NY 14569
- Incorporated in
- NY
- Fiscal year ends
- December
- SEC CIK
- 0000862831
Recent SEC filings
- Sep 8, 2026
- Aug 26, 2026
- Aug 3, 2026
- Jul 23, 2026
- May 21, 2026
- May 20, 2026
- May 4, 2026
- Apr 23, 2026
Related stocks
Financial Institutions's industry, as the SEC classifies it, is National Commercial Banks. The companies in it closest to Financial Institutions in revenue are SmartFinancial, Arrow Financial and Peoples Financial Services.
ETFs that hold Financial Institutions
Of the ETFs and funds on Laurel, Vanguard Morningstar Total Stock Market ETF (VTI) holds the most Financial Institutions shares by value: 0.00% of the fund, as of its latest report to the SEC.
Frequently asked questions
What is Financial Institutions's stock price?
Financial Institutions (FISI) closed at $331.16 on Oct 9, 2026, down 0.61% from the previous close of $333.19.
What is Financial Institutions's market cap?
Financial Institutions's market cap is $6.53B, based on a share price of $331.16 and 19.7M shares outstanding as of Jul 28, 2026.
How much revenue does Financial Institutions make?
Financial Institutions reported revenue of $199.99M for fiscal 2025, up 22.25% from fiscal 2024.
What is FISI's P/E ratio?
Financial Institutions's price-to-earnings ratio is 82.2, based on trailing twelve-month diluted EPS of $4.03.
Does Financial Institutions pay a dividend?
Yes. Financial Institutions's dividends came to $1.26 per share over the last four quarters, up 3.28% from the four quarters before. That's a yield of 0.38%.
Sources and methodology
Fundamentals come from Financial Institutions, Inc.'s filings with the SEC (EDGAR XBRL company facts). Fourth-quarter figures that companies don't report separately are calculated as the fiscal year minus the first three quarters. Trailing twelve-month (TTM) figures sum the latest four quarters. Prices are generated sample data for development. Last updated Oct 9, 2026. Data sources and disclosures