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CZNC · NASDAQ

Citizens & Northern (CZNC) Stock Price & Fundamentals

$404.36+0.72%+$2.91End-of-day price as of Oct 9, 2026

Citizens & Northern (CZNC) closed at $404.36 on Oct 9, 2026, up 0.72% from the previous close of $401.45.

Share price, past year

1Y +2.28%
Daily closing prices

52-week range $359.44 – $469.05.
Monthly closing prices
Last closing price of each month
DateClose
Oct 9, 2026$404.36
Sep 30, 2026$398.98
Aug 31, 2026$401.64
Jul 31, 2026$418.24
Jun 30, 2026$418.97
May 29, 2026$438.13
Apr 30, 2026$448.22
Mar 31, 2026$454.28
Feb 27, 2026$460.51
Jan 30, 2026$448.15
Dec 31, 2025$423.06
Nov 28, 2025$374.28
Oct 31, 2025$382.66

Key statistics

Market cap
$7.26B
P/E (TTM)
277.0
EPS (TTM)
$1.46
Revenue (TTM)
$108.81M
Net income (TTM)
$25.35M
Shares outstanding
17.9M
Dividend yield
—
52-week range
$359.44 – $469.05

Citizens & Northern's market cap is $7.26B, based on a share price of $404.36 and 17.9M shares outstanding as of Jun 30, 2026.

Financials

Citizens & Northern reported revenue of $91.85M for fiscal 2025, up 16.10% from fiscal 2024.

Citizens & Northern earned net income of $23.43M in fiscal 2025, a net margin of 25.5%.

Fiscal 2025 revenue was the highest in the 10 years shown.

Annual revenue

FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25
Annual revenue by fiscal year; the table below lists the values.
Citizens & Northern annual financials by fiscal year, from SEC filings
Fiscal yearRevenueGrowthNet incomeNet marginEPS (diluted)Free cash flow
FY2025ended Dec 31, 2025$91.85M+16.1%$23.43M25.5%$1.46$30.10M
FY2024ended Dec 31, 2024$79.12M−1.6%$25.96M32.8%$1.69$31.13M
FY2023ended Dec 31, 2023$80.40M−3.3%$24.15M30.0%$1.57$31.28M
FY2022ended Dec 31, 2022$83.13M+6.7%$26.62M32.0%$1.71$31.31M
FY2021ended Dec 31, 2021$77.94M+15.4%$30.55M39.2%$1.92$32.98M
FY2020ended Dec 31, 2020$67.57M+24.0%$19.22M28.5%$1.30$21.65M
FY2019ended Dec 31, 2019$54.49M+19.2%$19.50M35.8%$1.46$19.59M
FY2018ended Dec 31, 2018$45.70M+9.0%$22.01M48.2%$1.79$24.73M
FY2017ended Dec 31, 2017$41.95M+3.8%$13.43M32.0%$1.10$17.68M
FY2016ended Dec 31, 2016$40.41M—$15.76M39.0%$1.30$16.93M
Citizens & Northern quarterly results
QuarterRevenueNet incomeEPS (diluted)
Q2 FY2026ended Jun 30, 2026$29.62M$14.06M$0.79
Q1 FY2026ended Mar 31, 2026$28.45M$273.00K$0.02
Q4 FY2025ended Dec 31, 2025$28.47M$4.47M$0.23
Q3 FY2025ended Sep 30, 2025$22.26M$6.55M$0.42
Q2 FY2025ended Jun 30, 2025$21.14M$6.12M$0.40
Q1 FY2025ended Mar 31, 2025$19.98M$6.29M$0.41
Q4 FY2024ended Dec 31, 2024$20.47M$8.17M$0.53
Q3 FY2024ended Sep 30, 2024$20.16M$6.37M$0.41

Company profile

Name
Citizens & Northern Corp
Ticker
CZNC
Exchange
NASDAQ
Industry (SEC SIC)
State Commercial Banks
Headquarters
90-92 Main St, Wellsboro, PA 16901
Incorporated in
PA
Fiscal year ends
December
SEC CIK
0000810958

Recent SEC filings

Frequently asked questions

What is Citizens & Northern's stock price?

Citizens & Northern (CZNC) closed at $404.36 on Oct 9, 2026, up 0.72% from the previous close of $401.45.

What is Citizens & Northern's market cap?

Citizens & Northern's market cap is $7.26B, based on a share price of $404.36 and 17.9M shares outstanding as of Jun 30, 2026.

How much revenue does Citizens & Northern make?

Citizens & Northern reported revenue of $91.85M for fiscal 2025, up 16.10% from fiscal 2024.

What is CZNC's P/E ratio?

Citizens & Northern's price-to-earnings ratio is 277.0, based on trailing twelve-month diluted EPS of $1.46.

Does Citizens & Northern pay a dividend?

Citizens & Northern's recent filings report no dividends declared over the last four quarters.

Sources and methodology

Fundamentals come from Citizens & Northern Corp's filings with the SEC (EDGAR XBRL company facts). Fourth-quarter figures that companies don't report separately are calculated as the fiscal year minus the first three quarters. Trailing twelve-month (TTM) figures sum the latest four quarters. Prices are generated sample data for development. Last updated Oct 9, 2026. Data sources and disclosures