CZFS · NASDAQ
Citizens Financial Services (CZFS) Stock Price & Fundamentals
Citizens Financial Services (CZFS) closed at $954.79 on Oct 9, 2026, up 0.52% from the previous close of $949.82.
Share price, past year
1Y +37.39%Monthly closing prices
| Date | Close |
|---|---|
| Oct 9, 2026 | $954.79 |
| Sep 30, 2026 | $969.97 |
| Aug 31, 2026 | $910.47 |
| Jul 31, 2026 | $904.74 |
| Jun 30, 2026 | $880.23 |
| May 29, 2026 | $841.78 |
| Apr 30, 2026 | $845.56 |
| Mar 31, 2026 | $825.99 |
| Feb 27, 2026 | $780.99 |
| Jan 30, 2026 | $766.76 |
| Dec 31, 2025 | $763.17 |
| Nov 28, 2025 | $725.58 |
| Oct 31, 2025 | $694.97 |
Key statistics
- Market cap
- $4.59B
- P/E (TTM)
- 111.7
- EPS (TTM)
- $8.55
- Revenue (TTM)
- $9.86M
- Net income (TTM)
- $41.05M
- Shares outstanding
- 4.8M
- Dividend yield
- 0.21%
- 52-week range
- $675.94 – $974.09
Citizens Financial Services's market cap is $4.59B, based on a share price of $954.79 and 4.8M shares outstanding as of Jul 29, 2026.
Financials
Citizens Financial Services reported revenue of $9.88M for fiscal 2025, up 2.82% from fiscal 2024.
Citizens Financial Services earned net income of $36.57M in fiscal 2025, a net margin of 370.1%.
Fiscal 2025 revenue was the highest in the 8 years shown.
Annual revenue
| Fiscal year | Revenue | Growth | Net income | Net margin | EPS (diluted) | Free cash flow |
|---|---|---|---|---|---|---|
| FY2025ended Dec 31, 2025 | $9.88M | +2.8% | $36.57M | 370.1% | $7.62 | — |
| FY2024ended Dec 31, 2024 | $9.61M | +7.1% | $27.82M | 289.5% | $5.79 | — |
| FY2023ended Dec 31, 2023 | $8.97M | +4.5% | $17.81M | 198.5% | $3.98 | — |
| FY2022ended Dec 31, 2022 | $8.59M | +11.0% | $29.06M | 338.4% | $7.17 | — |
| FY2021ended Dec 31, 2021 | $7.74M | +16.2% | $29.12M | 376.4% | $7.24 | — |
| FY2020ended Dec 31, 2020 | $6.66M | −3.8% | $25.10M | 376.9% | $6.46 | — |
| FY2019ended Dec 31, 2019 | $6.93M | +6.4% | $19.49M | 281.4% | $5.41 | — |
| FY2018ended Dec 31, 2018 | $6.51M | — | $18.03M | 276.9% | $5.04 | — |
| Quarter | Revenue | Net income | EPS (diluted) |
|---|---|---|---|
| Q2 FY2026ended Jun 30, 2026 | $2.44M | $10.19M | $2.12 |
| Q1 FY2026ended Mar 31, 2026 | $2.34M | $10.38M | $2.16 |
| Q4 FY2025ended Dec 31, 2025 | $2.30M | $10.48M | $2.18 |
| Q3 FY2025ended Sep 30, 2025 | $2.77M | $10.01M | $2.09 |
| Q2 FY2025ended Jun 30, 2025 | $2.37M | $8.46M | $1.76 |
| Q1 FY2025ended Mar 31, 2025 | $2.44M | $7.62M | $1.59 |
| Q4 FY2024ended Dec 31, 2024 | $2.30M | $7.98M | $1.64 |
| Q3 FY2024ended Sep 30, 2024 | $2.51M | $7.54M | $1.57 |
Company profile
- Name
- Citizens Financial Services, Inc.
- Ticker
- CZFS
- Exchange
- NASDAQ
- Industry (SEC SIC)
- State Commercial Banks
- Headquarters
- 15 S Main St, Mansfield, PA 16933
- Incorporated in
- PA
- Fiscal year ends
- December
- SEC CIK
- 0000739421
Recent SEC filings
- Aug 6, 2026
- Jul 30, 2026
- Jun 22, 2026
- May 7, 2026
- Apr 29, 2026
- Apr 29, 2026
- Apr 22, 2026
- Apr 21, 2026
Frequently asked questions
What is Citizens Financial Services's stock price?
Citizens Financial Services (CZFS) closed at $954.79 on Oct 9, 2026, up 0.52% from the previous close of $949.82.
What is Citizens Financial Services's market cap?
Citizens Financial Services's market cap is $4.59B, based on a share price of $954.79 and 4.8M shares outstanding as of Jul 29, 2026.
How much revenue does Citizens Financial Services make?
Citizens Financial Services reported revenue of $9.88M for fiscal 2025, up 2.82% from fiscal 2024.
What is CZFS's P/E ratio?
Citizens Financial Services's price-to-earnings ratio is 111.7, based on trailing twelve-month diluted EPS of $8.55.
Does Citizens Financial Services pay a dividend?
Yes. Citizens Financial Services declared $2.01 per share in dividends over the last four quarters, a yield of 0.21%.
Sources and methodology
Fundamentals come from Citizens Financial Services, Inc.'s filings with the SEC (EDGAR XBRL company facts). Fourth-quarter figures that companies don't report separately are calculated as the fiscal year minus the first three quarters. Trailing twelve-month (TTM) figures sum the latest four quarters. Prices are generated sample data for development. Last updated Oct 9, 2026. Data sources and disclosures